Legal Steps to Buying Property in Sámara: A Complete Guide
Introduction
Sámara, Costa Rica, is fast becoming a top destination for international property buyers, and it is easy to understand why. With stunning beaches, a relaxed lifestyle, and investor-friendly property laws, the town offers the perfect backdrop for a permanent move or holiday retreat. According to local market data, a growing number of buyers are now coming from North America and Europe, making up more than 60 percent of total transactions.
However, while Costa Rica does allow foreigners to own property outright, the legal process can be unfamiliar and complex for overseas buyers. That is where Coldwell Banker Samara comes in. With a proven track record and years of local experience, we make sure every stage of your property purchase is secure, transparent, and stress free. This guide outlines the legal steps required to buy property in Sámara so that you can proceed with confidence and clarity.
Understanding Property Rights in Costa Rica
One of the most reassuring aspects of buying in Costa Rica is that foreigners have the same property ownership rights as Costa Rican citizens. You can purchase land in your own name or through a Costa Rican corporation. There are no restrictions on the number or type of titled properties you can own, regardless of your residency status.
However, special attention must be paid to properties located within the Maritime Zone. This area covers the first 200 metres from the high tide line and includes land often used for beachfront homes or hotels. The first 50 metres are public land and cannot be owned by anyone. The next 150 metres may be eligible for lease under a government concession, but the legal process for obtaining or transferring concession rights is more involved and comes with additional regulations. Most international buyers prefer to focus on fully titled properties located outside the Maritime Zone, which offer clearer ownership rights and simpler transactions.
Step-by-Step Legal Process for Buying Property in Sámara
Finding a Reputable Real Estate Agency
Your first step should be working with a trustworthy real estate agency that understands both the local market and the needs of foreign buyers. Coldwell Banker Samara has years of experience working with international clients and only lists properties with clean titles and verified ownership. Our team provides honest advice, local insight, and expert support throughout the process.
Hiring a Qualified Real Estate Attorney
Engaging a local, bilingual attorney is essential. Your attorney will conduct due diligence, verify the property's legal status, draft all necessary contracts, and represent your interests throughout the transaction. They will ensure that the purchase complies with Costa Rican property law and help you decide whether to buy as an individual or through a company structure.
Conducting a Title Search
Before proceeding, your attorney will request a full title report from the National Registry. This document confirms the name of the legal owner, outlines any existing liens or encumbrances, verifies boundary details, and checks the property's tax status. Only properties that are free from legal or financial complications should be considered for purchase.
Signing the Purchase and Sale Agreement
After due diligence is completed, a Purchase and Sale Agreement is drawn up and signed by both buyer and seller. This contract specifies the agreed purchase price, deposit amount, payment schedule, and the terms of closing. Typically, a 10 percent deposit is required to secure the deal. This amount is held in escrow until the final transfer takes place.
Setting Up an Escrow Account
Escrow services are widely used in Costa Rica to provide financial security for both parties. The buyer deposits funds into a registered third-party escrow account, which ensures the money is safely held and only released when all legal requirements have been satisfied. This system helps prevent fraud and guarantees transparency.
Final Closing and Ownership Transfer
At the closing appointment, the final deed (known as the Escritura Pública) is prepared by your attorney and signed in the presence of a Costa Rican notary public. Once signed, the deed is submitted to the National Registry, which officially transfers the title into your name or your company’s name. You are now the legal owner of the property.
Legal Tips for International Buyers
Many foreign buyers ask whether they need to be present for the entire process. In most cases, the answer is no. You can grant your attorney power of attorney to act on your behalf for key stages of the transaction, including signing documents and attending the final closing. This is especially helpful for buyers who are abroad or managing multiple purchases.
You should also consider how you will own the property. Many international buyers choose to establish a Costa Rican company, which can provide certain advantages such as privacy, easier resale, and reduced personal liability. Your attorney can guide you on the best option depending on your circumstances.
Make sure all payments are made through authorised financial channels and that you retain proof of funds and transfers. Costa Rica’s banking regulations require full transparency for real estate transactions, and failing to comply could delay your purchase.
Finally, do not skip steps in the due diligence process. A thorough review of the property’s title, taxes, boundaries, and land use permissions is essential for your long-term security.
Why Choose CB Samara?
Local Expertise and Market Knowledge
Our team is based in Sámara and brings deep understanding of the local property market. We know the legal landscape, seasonal trends, and the unique features of every neighbourhood. This helps our clients find not only the right property but also the right investment.
Proven Track Record of Success
CB Samara is part of the Coldwell Banker global network, known for reliability, integrity, and performance. We have helped hundreds of clients successfully purchase properties in Costa Rica, from first-time buyers to seasoned investors. Our reputation speaks for itself, and much of our business comes from referrals and returning clients.
Personalised Marketing and Buyer Support
We tailor our approach to each buyer’s needs. Whether you are looking for a vacation home, retirement retreat, or income-generating property, we provide strategic guidance and personalised service. From your first enquiry to closing day and beyond, we are with you every step of the way.
Dedicated Legal Partnerships
We work closely with top-rated attorneys, notaries, escrow agents, and local professionals to deliver a secure and legally compliant purchase process. You do not need to worry about finding the right legal support — we have it ready for you.
Innovative Tools and Remote Access
We offer virtual property tours, digital document handling, and remote consultations to make the buying process seamless, even if you are thousands of miles away. You can start your property journey from the comfort of your own home.
Frequently Asked Questions
Can foreigners legally own property in Costa Rica?
Yes. Foreigners are legally permitted to own titled property in Costa Rica and enjoy the same rights as local citizens. There are no residency or nationality restrictions. You can buy land in your own name or through a Costa Rican corporation. The only exception applies to concession properties within the Maritime Zone, which come with additional requirements and should be evaluated carefully with legal support.
What legal fees and closing costs should I expect?
The standard legal fees for purchasing property in Costa Rica range from 1 percent to 1.5 percent of the purchase price. In addition, you will need to pay a 1.5 percent transfer tax, along with notary and registration fees. Together, closing costs typically add up to between 3.5 and 4 percent of the property's total value. Your attorney will provide a detailed cost breakdown before closing.
Is it better to buy property as an individual or through a corporation?
Both methods are legal and commonly used. Buying through a Costa Rican corporation offers benefits such as liability protection, simplified inheritance planning, and easier property management if you intend to rent it out. However, it also involves maintenance costs and filing requirements. An experienced attorney can help you decide which option is better based on your goals.
How long does the purchase process take?
Most real estate transactions in Costa Rica take between 30 and 60 days. The timeline can vary depending on the complexity of the deal, availability of required documents, and whether the property is held in a personal name or corporate structure. Delays are rare if all documents are in order and due diligence is completed efficiently.
Can I buy a property without visiting Costa Rica?
Yes, it is possible to purchase property remotely. Many of our clients complete their purchase from abroad by granting power of attorney to a trusted attorney in Costa Rica. With virtual tours, digital signatures, and secure escrow services, the entire transaction can be completed without being physically present in the country.
Final Thoughts: A Secure Path to Owning in Sámara
Owning property in Sámara is a dream shared by many, and with the right guidance, it is entirely within reach. Costa Rica offers a stable legal system, favourable ownership laws, and a welcoming environment for foreign investors. However, success depends on understanding the legal process and taking the correct steps from the start.
At Coldwell Banker Samara, we are committed to helping you navigate every part of your property journey with professionalism, care, and transparency. Whether you are buying your first home abroad or expanding your investment portfolio, we are here to make the process smooth and rewarding.
Ready to start your journey? Contact CB Samara today for a consultation and take the first step towards owning your piece of paradise in Costa Rica.
